What is the difference in P2P financing and you will crowdfunding?
When you find yourself a lender, investing in P2P credit is a lot riskier than simply getting your finances from inside the a routine savings account.
One of the several threats is the fact that the P2P system could walk out business – while they are today regulated of the FCA, this does not shield you from merchant insolvency.
Plus, there clearly was a threat you to definitely consumers may standard on their money, or shell out their loan from very early, that may reduce the rate out-of come back you get.
