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Mortgage brokers to have HDB resale / depending BTO – HDB mortgage vs mortgage
If you have the ability to secure a good financial rates and want when planning on taking advantageous asset of they for some many years, go for it. Otherwise, we t’s plus you’ll first off the newest HDB financing and re-finance which have a financial later on whenever prices boost.
If you’re to acquire a done HDB apartment (i.elizabeth. resale) – or if you happen to be refinancing to suit your recently-built BTO, perhaps – then you’ve got a lot more alternatives.
Based your revenue, you can also or may possibly not be eligible for the fresh HDB mortgage once you buy an HDB selling flat.
If you do meet the requirements, the latest HDB financing is frequently the best choice because requires a smaller sized downpayment that will be so much more flexible – you could financing a small amount, such, and then make partial otherwise complete installment early with no punishment.
